ECPA represents βdomestic card schemesβ and organisations managing essential functions such as type approval within the European Economic Area.
European Card Payment Association (ECPA)
“The European Cards Payment Association (ECPA) enhances European payment schemes by fostering collaboration to improve the development, security, and compliance of card-based payments across Europe.”
David StephensonGeneral Secretary
The Creation

June 2014
European Card Payment Association
Decision to bring together in a non profit association
- βregional card schemesβ: card schemes whose brand is currently used only within the European Economic Area (EEA)
- organisations which manage essential functions such as type approval only within the European Economic Area (EEA)
The Goal
To represent the interests of its Membersβ interests in discussions by monitoring, evaluating and reacting to initiatives concerning
- EU regulation impacting the use / users of payment cards or similar payment instruments,
- measures intended to promote the creation of a single European market for card payments
- security and standardization concerning cards and similar payment instruments
To this effect, ECPA:
- Monitors, evaluatesΒ and responds to relevant legislation proposed in the EEA,
- Maintains a dialogue on behalf of its Members with organisations such as the European Commission, the European Parliament, the European Central Bank, the Euro Retail Payments Board, the European Banking Authority,Β EMVCo, and PCISSC and other National, European or International bodies which are active in relevant areas of interest of its Members, including but not limited to legislation, securityΒ and standardisation concerning cards, card transactions and similar payment instruments.
Membership of ECPA is open to
- Card schemes whose brand is currently used only within the European Economic Area (EEA) and which are commonly known as βdomestic card schemesβ ;
- Organisations which manage essential functions such as type approval only within the European Economic Area (EEA).
ECPA Members include
- Bancontact-Payconiq Company (Belgium), Borica-Bcard (Bulgaria), Groupement des Cartes Bancaires βCBβ (France), Nets-Dankort (Denmark),Β SIBS MB (Portugal), Sistema de Tarjetas y Medios de Pago (Spain), and Bankid BankAxept (Norway)
- UK Finance,Β Betaalvereniging Nederland (the Dutch Payments Association), and the Pan-Nordic Card Association.
- Business Associates include BKM (Turkey) and NSPK (Russia β¦Β currently suspended because of events in Ukraine).
Contact:Β David Stephenson
Email: @ email me
Tel.: + 33 (0) 6 72 83 20 58
OUR MEMBERSβ
OUR MEMBERSβ
OUR MEMBERSβ
OUR MEMBERSβ
OUR MEMBERSβ

- Chairman :Β Juan Carlos MartΓn-Guirado, Sistema de Tarjetas y Medios de Pago « STMPΒ Β»
- Vice Chairman :Β Gijs Boudewijn, Betaalvereniging Nederland (Dutch Payments Association)
- Bancontact-Payconiq Company
/ Philippe Kempeners - Borica
/ Stoilka Arsova - Groupement des Cartes Bancaires
/ William Vanobberghen - Betaalvereniging Nederland (Dutch Payments Association)
/ Gijs Boudewijn - Nets Denmark
/ Esben Torpe JΓΈrgensen - Pan-Nordic Card Association
/ Michael Hoffmann - SIBS MB
/ Ana Grade - Sistema de Tarjetas y Medios de Pago (STMP)
/ Juan Carlos MartΓn Guirado - UK Finance
/ Adam Scarrott - Bankid BankAxept
/ Kjetil BΓΈe
Meetings
Our meetings
ECPA Meetings take place under a set of agreed Anti-Trust Guidelines
The purpose of the European Card Payment Association (ECPA) is to represent the interests of its members in discussions concerning EU regulation that impacts the use and / or users of payment cards or similar payment instruments, including measures intended to promote the creation of a single European market for card payments.
Attendance at meetings is solely for the above-mentioned goal and not the occasion to share commercial or competitive information, or any information regarding an ECPA member and /or its respective members which is not publicly available, and must not constitute or propose restrictions of competition in any form whatsoever.
Representative body for Domestic Card Schemes & Key Payment Bodies
- 7 national card schemes in the EEA
- 3 national/ regional payment organisations
- 2 non-EEA national card schemes as Business Associates
Handling
- ~ 40 billion transactions annually through
- ~ 7 million points of acceptance
- β 2/3 EU Household expenditure
Influencing legislative & supervisory bodies
Contributing to security and developing international standardso ECPA is the Strategic European Regional Member of PCISSCo ECPA is an EMVCo Business Associate
Sharing non-competitive information
Identifying projects with a common interest
Objectives
Meet the needs and expectations of European cardholders & businesses
01
Capture synergies in building SEPA for cards
02
Contribute to efforts on interoperability & common standards
03
Bring a common and shared perspective to the SEPA debate
04
Representative body for Domestic Card Schemes & Key Payment Bodies
β¬ Contact : David Stephenson β¬ email β¬ +33 (0) 6 72 83 20 58
Latest News
Moving forward /


Information
Contact Us
European Card Payment Association A.I.S.B.L.
Aarlenstraat – Rue d’Arlon 82
1040 Brussels, Belgium
EUROPEAN CARD PAYMENT ASSOCIATIONβ
EUROPEAN CARD PAYMENT ASSOCIATIONβ
EUROPEAN CARD PAYMENT ASSOCIATIONβ
EUROPEAN CARD PAYMENT ASSOCIATIONβ
EUROPEAN CARD PAYMENT ASSOCIATIONβ
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